The Largest Class-Action Settlement in History

In 2003, Visa and MasterCard agreed to pay out $3.05 billion, settling a suit¹ brought by Wal-Mart and other major retailers on behalf of all U.S. businesses. The suit alleged that Visa and MasterCard illegally overcharged merchants for processing credit and debit cards, and required companies that accepted their credit cards to also accept their debit cards—an illegal tying practice prohibited under U.S. antitrust law.
¹ Wal-Mart Stores, Inc. et al. v. Visa U.SA. Inc. and Master/Card International, Inc. No. CV-96-5238

Am I Eligible?
If you accepted credit and debit card transactions as part of a business relationship with Visa and MasterCard from October 25, 1992, to June 21, 2003, you are eligible to receive money from the settlement. However, you must file a claim before the deadline to receive any money.

Why Small Businesses Use Spectrum
Most small business owners don’t have time to file legal claims. That’s why Spectrum Settlement Recovery, LLC, has developed a simplified registration process for the thousands of small businesses that stand to gain significant money from this settlement. Once you complete your registration, Spectrum will perform all of the processing and filing requirements to ensure that you get the money you are legally entitled to—it’s really that simple!

With Spectrum:

• You pay nothing up-front.
  Spectrum works on a contingency basis, meaning we receive a small percentage
  of your settlement money once you get paid.
   
• You can apply in minutes.
  You provide basic information, and Spectrum does the rest, managing the entire
  process for you.
   
• You’ll have a personal representative to process your claim and answer any
  questions you may have.

Register your claim today in just 5 minutes, and recover the money you’re legally entitled to!